gain with my mother, that I should receive five shillings a week, and sufficient "harn" to keep me in shirts, to enable me to appear more respectable. With this my mother was delighted, but I, overhearing the bargain, said "I dinna understan' the word 'sufficient ;' we may hanker about that as weel as the quality, name a given quantity." This precision, I believe, pleased my employer, for he readily consented to give me one piece a year, at the value of nineteen pence a yard. In time I discovered I could do with a less quantity than that specified, and I asked my employer if he would give me in money, the value of the "harn;" he consented, and out of that I saved a small sum yearly-thus you see that at a very early age, adopted a rule of rigid economy. Every Saturday night I carried the full amount of my earnings to my mother; she still continued to "ca pirns," and never having changed the humble style of living, she had a good many bank notes, hained for a rainy day, as the phrase is. It was about this time, that she showed me her little store, and asked if I did not want to live better, now that I was growing to be a man. I knew not then what it was to live better, and being perfectly satisfied with my condition, I answered in the negative: she wished me to take a sum weekly for pocket money, but never having spent a shilling in my life, I could not conceive what use there was for pocket money. At this time I felt an inward satisfaction, which I could not express, for the prophecy "merchant and rich man" rung louder in my ears, and now that I comprehended the words, I thought I was fairly on the road to fulfil the prediction.

From the conversation of people who frequented my employer's shop, whether to purchase goods or pass an idle hour, I now began to perceive a difference between man and man,-that more attention was paid to one than another. I discovered too, that the opinions of one man claimed more respect than those of another, that his advice was more eagerly sought after, and his wish more implicitly obeyed: I racked my brain to find a cause for this. Though artless and innocent, the mystery was soon revealed-gold was the talisman-yet I was entirely ignorant of the amount it required to make a man rich and respected. This thought perplexed me. About this time having grown stout, (though I was so small, that the callans used to call me familiarly "wee Johnny,") I was often despatched to the houses of customers, with such articles as they might have purchased at the linen draper's shop-then I caught a glance of a splendour, which was entirely new to me. I saw spacious halls, large parlours, covered with beautiful carpets, and filled with elegant furniture: I contrasted my small garret room with the lordly mansion. I live humbly because I am poor, was my thought;-the owner of that

house luxuriously because he is rich. This it is to be rich. I too shall be rich and live sumptuously. That evening when I went home to my mother, I told her of my thoughts and the determination I had formed. In amazement she exclaimed, "the chiel's gane clean gyte." Then I imagined, if I were only worth a thousand pounds, I would be independent and outshine the lordliest: I could not conceive of a greater amount of wealth; my mother too thought it was a prodigious sum. I made a notch in the door post of our garret room, exactly as high from the floor as I was tall, and marked there £1000. Now, mother, I said, never shall I rest till I have reached that mark. This, however, only made my mother exclaim the louder the chiel's gane clean gyte. From that day to this, I have never closed my eyes on a Saturday night, that I was not richer than on the preceding Saturday. I toiled incessantly, and never increased my expenses, but, bent on reaching my mark, I made many small speculations, which added to my capital; my associates generally were more extravagant than I was-they often wanted money, while I always had some to spare. I lent them small sums from week to week, and from month to month, for a certain premium; I was at the same time assiduous in my attention to business, always picking up something new, always gaining some useful information; at length I became an excellent judge of linens, a good salesman, a tolerable writer, and a correct accountant. I now allowed myself a pint of porter or beer and a spelding on Saturday nights; I felt as if I could afford that luxury, and growing almost to manhood, I thought it necessary for the advancement of my future pros-. pects to mingle with the world. How I did enjoy that Saturday night's repast! When I reached my twenty-first birth day, and entered on the first year of manhood, I had saved and earned some hundred pounds, but I was still a long way from the mark. My wages were now increased to one guinea a week: this was indeed a great sum. My mother now believed I would be a rich man, and did not think me quite so gyte, as in her opinion I was a few years before. When the weaver relation was informed of my good fortune, he exclaimed, with a significant shrug of his shoulders, like all other exceedingly wise people, "I tell't ye that."

I remember well a circumstance that occurred about this time, which was a great incentive to my ambition. One day as I was taking a parcel to the house of a customer, I met in the street a gentleman, a frequent visitor at my employer's shop, and who, while there, always treated me with politeness. I bowed courteously to him; he did not return my salutation. This insult stung me to the heart. I am poor, but proud, said I to myself, you are both rich and proud, and therefore pass me with scorn; I shall live to see.

the day when I shall be as rich as you are now; and then I shall treat you with as much indignity as you have this day treated me I have had my revenge O it was then I felt the power that money gives, and the respect it brings to man: yet even then, when I ardently thirsted for wealth, I cursed the grovelling souls who claimed for that alone, the privilege to insult their superiors in heart and mind.

Two or three years after this, being possessed of about five hundred pounds, and moreover being a most essential fixture of the shop, the worthy linen draper proposed to take me into partnership. I told my mother of the offer; she consulted the weaver relation, and on their advice I accepted the proposal. Now I was a merchant; one half of the prophecy was fulfilled. This same weaver relation often said that he was, more by his good advice, than I by my own exertions, the artificer of my fortune: I never disputed the point with him. For a long time I considered that the mark of one thousand pounds would certainly be the acme of my ambition, but the nearer I advanced to that sum, the more my mind wavered. At length I reached it; I was not satisfied. I now made another mark much higher than the last-it was five thousand pounds. This induced my mother to think, that good fortune had again made me gyte; she consulted with her weaver relation, and they both came to the absolute conclusion that I was gyte. Having reached my first mark, I thought I might be warranted in a little improvement in my mode of living; I would no longer permit my worthy mother to "ca' pirns," and I moved into better apartments. Say as you will, the richer a man becomes, the more his taste and desire for luxuries increase. An improved style of living, and a more careful regard to my dress, gradually brought me the respect of my associates, and also of a class of men from whom I little expected it. My society was courted, and my opinion solicited-but nothing could divert my mind from its object-I had set the mark at five thousand pounds. sought assiduously to accumulate wealth, my object (F may express it in the lines of Burns,) was

"Not for to hide it in a hedge,

Nor for a train attendant;

But for the glorious privilege
Of being independent."

Years rolled on. I reached my second mark of five thousand pounds that did not satisfy me. I told my mother I would make one mark more, and that certainly the last-it was ten thousand pounds--which whenever I reached, I promised nothing would tempt me farther. She consulted the weaver relation, who told her, that if ever I expected to make so large a fortune, I must go to

America, where the air breathed perfume-the trees bore golden fruit, and the streets were paved with diamonds. On hearing this, I answered that as much money was to be made within the sound of St Mungo's bell, as either in America or the Indies.

I was now something turned of thirty, and esteemed a rich man —but I never felt younger in all my life. About this time my worthy patron and partner died: I purchased from his widow her interest in the establishment. Now I was sole owner of that shop, which something more than twenty years before, I entered a poor, ignorant, and untutored callan. You may wonder that in giving you a sketch of my life, I have not said a word of love. The truth is, I had no time to spare from the pursuit of my ambition, to devote to courtship. From six in the morning till ten at night I was in the shop-it is an old and a true adage, that nobody can attend to a man's business like himself. I had before the period of which I now treat, seen many beautiful and intelligent faces that gave me a momentary twinge at the heart, but I had no time to bestow on any one those delicate and nameless attentions which captivate the female fancy. Our weaver relation—he was a man of some consequence in his way-had a daughter; she was a beautiful child, and grew up in perfect loveliness. He dwelt in a neighbouring barony, at some distance from my shop, yet often on Sundays after church time, I would visit him. I looked upon his child for a long time more as a daughter than as a sweetheart-for she was ten or fifteen years younger than myself; but when she reached womanhood, ten years or fifteen made no very seeming disparity in our ages and I believe, that unconsciously, I was a more steady visitor and a kinder in the family than heretofore. The weaver consulted my mother on the subject;, both concluded that I seemed to have serious intentions and neither could see any insurmountable objections to the match: still neither would interfere with the matter, but resolved to leave the whole affair to the "young folks."

was,

Isabel was truly a bonny heartsome lassie-and even yet, she is a tolerably good looking woman. I wish I had words to describe her to you, as she appeared to me in her twentieth year: she was the admiration of all, far and near; as modest as timid maiden ever and as perfectly unconscious of her charms as a child. She was in stature about the middle height, approaching to what we call sonsie; of such exquisite proportions that a fastidious connoiseur, whose greatest merit is in finding fault, would have been somewhat perplexed in his vocation. Her hair was of light auburn, and fell in delightful ringlets over a neck purer than alabaster. A light blue eye, beamed a cheerful glance on all, and her cheek was more beautiful than the peach-there the rose and lily strove to outvie each other;

and when she smiled, her ruddy, cherry lips played with a divine expression, showing teeth so white and regular, that nothing in art could out-rival them. Her skin was of so pure a hue, that once I put a row of costly pearls-it was great extravagance I confess-around her neck, and, in contrast, they actually seemed as stains upon her bosom. Her face was of the Grecian mould, saving that the straight line, which to my eye is almost deformity, was broken at the base of the forehead, by a gentle indenting. Her foot and hand were so small and delicately formed, that in truth, she seemed not like one of humble birth-no, for she was of nature's own nobility; her tone and figure bespoke her a lady, born to grace the proud halls of a palace: yet withal she was gentle and kind as a fawn-in my eye, that feminine softness, helplessness I might say, more than her surpassing loveliness, commended her to my heart. You may call it weakness in me, for she has been my wife for many a year-to say that, both as maid and wife, when she walks the streets, or visits public places, she is the gaze and wonder of all, so much so that it is absolutely annoying, and oftentimes even yet, to avoid the impertinent gaze of passers by, or followers on, we are obliged to call a coach. * I will say nothing further of my wife on that point I have already shown weakness enough.

Having become sole proprietor of the linen draper's shop, as I have mentioned, business did not desert me-I attended to it, and it attended to me. Some people do not know that one great secret of gaining a good business, is, being always on the spot, and always being kind and obliging. In time I was possessor of ten thousand pounds. I once said that that would be my ultimatum, but it was not. I could not exist if I had no object in view. I again made my mark a peg higher-twenty thousand pounds. That sum I also amassed, and my peg has been gradually raised, till it now stands at one hundred thousand pounds, and, God willing, by the end of this year, I will be the possessor of that sum-even then 1 suppose I will raise the peg again somewhat higher.

Notwithstanding the great object of my ambition has been to acquire wealth, that single pursuit did not afford me happiness; notwithstanding I love and cherish my wife with all the fervour and sincerity of a loyal husband, still my heart wants something more to love. My wife never blessed me with children. I tried by turns to share my affection on a cat, a dog, yea even on a parrot and a monkey, but still these were not enough; there still was a vacancy in my heart. Rich as I am, I would give half my wealth for a son or

* This portrait, imperfect I confess, is no creation of the fancy: perchance some may read this, who will remember, that in a certain part of the country in which the scene is laid, the original lived some years ago. I hope she still lives.