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L YELL & GOWAN, Accountants, Financial & General Commission Agents

46 ELIZABETH ST., MELBOURNE, AND 24 COLEMAN ST., LONDON, E.C. ANDREW LYELL,

Estates Inspected or Wound-up. Agents for the Sale and Purchase of Businesses.
Mortgages, Loans, Advances, Guarantees, &c., negotiated.
Professional Auditors, Arbitrators, Attorneys for Absentees, &c. Indents Executed.

Join D, GOWAN.
GEORGE HORNE.

THE BANK OF VICTORIA

Incorporated by Act of Council. Established October, 1852. Capital, £1,000,000, in 20,000 Shares of £50 each. Reserve Fund, £115,000.

Directors.
The Hon. HENRY MILLER, Chairman. WILLIAM LANE, Esq., Deputy-Chairman.
WILLIAM HOFFMAN, Esq.

GERMAIN NICHOLSON, Esq., J.P.
J. K. FREYER, Esq., J.P.

R. TWENTYMAN, Esq., J.P.
General Manager-JOHN MATHESON, Esq.
Auditors-H. N. HULL, Esq.; G. W. SELBY, Esq.

Solicitors-Messrs. MOULE & SEDDON.
HEAD OFFICE. MELBOURNE,
JOHN MATHESON, General Manager.

H. G. SOILLEUX, Assistant Inspector of Branches. RICHARD SHANN, Assistant Manager and Accountant. A. B. BOYD, Assistant Inspector of Branches.

Branches.
London omice: Local Director, ROBERT SUTHERLAND, Esq.. H. L. TAYLOR, Manager.

A. K. SHEPPARD, Assistant Manager.

Geelong Branch: WILLIAM YOUNG, Manager.
Belfast.
Beaufort.
Heathcote.
Merino.

Camperdown.
Sandhurst-
Warrnambool.
Stawell.
Wodonga.

Hotham.
With Agency at Port Albert.

Wahgunyah.
Harrow.

Oxley.
Epsom.
Beechworth-
Yackandandah. Corop.

Kerang.
Castlemaine-

With Agency at
Kilmore.
Queenscliff.

East Charlton.
With Agency at

Eldorado.
Walhalla.
Ararat.

Eaglehawk.
Guildford.
Portland.
Inglewood.
Footscray.

Pershurst.
Ballarat-
Hamilton.
Dunolly.
Prahran.

Elmore.
With Agency at Sale.

Murchison.
Fitzroy.

Maffra.
Sebastopol.
Maldon.
St. Arnaud.
Emerald Hill.

Carlton.
Avoca.
Echuca.
Casterton.
Bairnsdale.

Wedderburn
Maryborough-
Daylesford.
Horsham.
Avenel.

Donald.
With Agencies at Woodspoint.

Kyneton.
Colac.

Swan Hill.
Chinaman's Flat Rushworth.

Seymour.
Fryerstown.

Rutherglen. and Carisbrook. Mortlake.

Coleraine.
Malmsbury.

Shepparton,

Agencies.
NEW SOUTH WALES – The Australian Joint Stock Bank and Commercial Banking Company of Sydney.
QUEENSLAND - The Australian Joint Stock Bank and Commercial Barking Company of Sydney.
SOUTH AUSTRALIA - The Bank of South Australia.
WESTERN AUSTRALIA-The Western Australian Bank.
TASMANIA - Commercial Bank of Van Diemen's Land and Bank of Tasmania.
INDIA AND CHINA - Chartered Mercantile Bank of India, London, and China.
NEW ZEALAND-Bunk of New Zealand and Colonial Bank of New Zealand.
AMERICA- The Bank of British North America.

KILPATRICK & CO., Manufacturing Goldsmiths, Watchmakers & Jewellers

39 Collins Street West, Melbourne.

WEDDING, BIRTHDAY, AND CHRISTENING PRESENTS. OPERA GLASSES.

DRAWING AND SURVEYING INSTRUMENTS, BAROMETERS, &c. &c.

The Largest Stock of Electro-plated Goods in Australia.

THE

NATIONAL BANK OF NEW ZEALAND, LIMITED .

Incorporated under the Companies Acts, 1862 and 1867, and the New Zealand Act 1, 1873.

HEAD OFFICE 37 LOMBARD STREET, LONDON, E.C.

Capital, 2,000,000, in 200,000 Shares of £10 each.

First Issue, £1,000,000. Paid up, £350,000. Number of Shareholders, 1476.

Directors: DEPUTY-CHAIRMAN-DUDLEY ROBERT SMITH, Esq., of Messrs. Samuel Smith Bros. and Co., Bankers, Hull. COLONEL SIR THOMAS GORE BROWNE, C.B., K.C.M.G., formerly Governor of New Zealand. SIR CHARLES CLIFFORD, formerly Speaker of the House of Representatives of New Zealand. ALEXANDER GRANT DALLAS, Esq., late Governor of Rupert's Land, and late Director of the Hudson's Bay

Company.
WILLIAM SMELLIE GRAHAME, Esq., late of Auckland, New Zealand,
EDWARD BRODIE HOARE, Esq., of Messrs. Barnetts, Hoares, Hanburys and Lloyd, 62 Lombard Street, E.C.,

Bankers,
CHARLES MAGNIAC, Esq., of Messrs, Mathieson and Co., 3 Lombard Street, E.C.
JOHN MORRISON, Esq., late Colonial Agent for the Government of New Zealand.

MANAGER-WILLIAM JOHNSTONE STEELE, Esq.
Head Office in New Zealand

Wellington.
INSPECTOR-THOMAS BUCHANAN, VISITING OFFICER-H. W. YOUNG.

INSPECTOR'S ACCOUNTANT-W. H. CHURTON.

Branches and Agencies in New Zealand: Auckland Coromandel Greymouth Nelson

Port Chalmers Tauranga Waimate Balclutha Dunedin Invercargill New Plymouth Reefton

Timaru Wanganui Blenheim Dunedin North Mosgiel

Oamaru

Riverton Tokomairiro Wellington Christchurch Grahamstown Napier

Outram

Tapanui Waikaia Agents in Australia - The Bank of South Australia; The English, Scottish and Australian Chartered Bank; The

National Bank of Australasia; The Commercial Banking Company of Sydney; The Australian Joint Stock Bank;

The Mercantile Bank of Sydney; The City of Melbourne Bank, Limited. Agents in Tasmania- The Commercial Bank of Van Diemen’s Land.

THE BANK OF NEW ZEALAND.

Incorporated by Act of General Assembly, 29th July, 1861.

BANKERS TO THE GENERAL GOVERNMENT OF NEW ZEALAND, Paid-up Capital £725,000. Reserve Fund £375,000.

Directors:

JOHN LOGAN CAMPBELL, Esq., PRESIDENT. SAMUEL BROWNING, Esq.

G. B. BOWEN, Esq.

J. C. FIRTH, Esq. ALFRED COX, Esq, M.G.A.

WM. INNES TAYLOR, Esq. Hox. JAMES WILLIAMSON, M.L.C. GENERAL MANAGER:

INSPECTOR :

SOLICITORS: DAVID L, MURDOCH, Esq.

JOHN MURRAY, Esq. MESSRS. WHITAKER & RUSSELL, HEAD OFFICE, AUCKLAND, LONDON OFFICE, 1 QUEEN VICTORIA STREET, CITY.

Branches and Agencies in New Zealand: Auckland Clutha Ferry Greymouth Lyttelton Outram

Ross

Tokomairiro Akaroa Coromandel Greytown Mangawhare Opotiki

Roxburgh Waikouaiti Alexandra Cromwell Hamilton Marton

Oxford
Russell

Waimate
Arrow
Dargaville Havelock Masterton Palmerston Sanson

Waipawa
Ashburton Dunedin

Hawera
Mataura

North Southbridge

Waiora Blenheim Dunedin North Hokitika Mosgiel Picton

Stafford

Waitahuna Bulls Featherston Hutt

Napier

Queenstown Tapanui Wanganui Cambridge Foxton Invercargill Naseby

kakaia

Tauranga Wangarei
Carterton Geraldine Kaiapoi

Nelson
Raleigh, Waitara Te Aro

Waverley
Carlyle (Patea) Gisborne Kaikoura New Plymouth Rangiora

Te Awamutu Wellington Charleston Gore Kumara Ngaruawahia (or Reefton

Temuka Westport Christchurch Grahamstown Lawrence Newcastle) Riverton

Timaru

Wyndham Clinton Greenstone Leeston

Oamaru

In Australia: MELBOURNE, VICTORIA. SYDNEY, N.S.W. NEWCASTLE, N.S.W.

In Fiji: LEVUKA. The BANK OF NEW ZEALAND Grants Drafts on any of the above-named places in New Zealand and Australia and on the principal towns in Great Britain and Ireland. Receives Deposits for fixed periods. Nogotiates

Collects Bills of Exchange, &c. Makes Advances against produce shipped, on receipt of Bills of lading, Poiicy of Insurance, and Invoices.

Undertakes all other descriptions of Colonial Banking and Monetary Business.

THE

NATIONAL BANK OF AUSTRALASIA

Incorporated by Acts of the Victorian, South Australian, and Western Australian Parliaments.

CAPITAL

£1,000,000 IN 200,000 SHARES OF £5 EACH. PAID-UP, £800,000. RESERVE FUND, £290,000.

HEAD OFFICE MELBOURNE,

Directors: THOMAS SMITH, Esq., J.P., Chairman.

WM. HARE CROPPER, Esq.
Hon. WM. WILSON, M.L.C.

R. MURRAY SMITH, Esq., M.L.A.
Chief Manager-FRANCIS GREY SMITH, Esq.
Inspector of Branches

Accountant-ALFRED GREEN, Esq.
Auditors-W. H. TUCKETT, Esq.; ANDREW BURNS, Esq.
Solicitory-MESSRS. MALLESON, ENGLAND AND STEWART.

BRANCHES AND AGENCIES IN VICTORIA.
Bacchus Marsh

Collingwood
Koroit

Sale
Bairnsdale

Dookie South
Kyneton

Sandhurst
Ballarat

Elizabeth Street,
Learmonth

Sandridge
Benalla

Melbourne
Macarthur

Scarsdale
Blackwood

Emerald Hill
Maffra

Stratford
Bridgewater

Euroa
Northcote

Taradale
Buninyong

Footscray
Penshurst

Trentham
Casterton

Geelong
Prabran

Violet Town
Clunes

Hamilton
Richmond

Warrnambool
Colac

Horsham
Romsey

Yarrawonga
Coleraine

Kerang
BRANCHES AND AGENCIES IN SOUTH AUSTRALIA.

ADELAIDE.

Local Directors:
Hon. WM. EVERARD.

CALEB PEACOCK, Esq., M.L.A.
Hox. HENRY SCOTT, M.L.C.

W. S. DOUGLAS, Esq., J.P.
Manager-JOHN SALMON, Esq.

Accountant-J. G, ADDISON, Esq.
Aberdeen

Hamley Bridge
Mount Gambier

Riverton
Angaston

Hindmarsh
Nairne

Saddleworth
Auburn

James Town
Naracoorte

Stansbury
Balaklava

Kadina
North Adelaide

Strathalbyn
Beachport

Kapunda
Nuriootpa

Terowie
Border Town

Koolunga
Orroroo

Truro
Caltowie

Kooringa
Penola

Wallaroo
Clare

Laura
Port Adelaide

Willunga
Crystal Brook

Millicent
Port Augusta

Wilmington
Edithburgh

Minlaton
Port Pirie

Yarcowie
Eudunda

Mintaro
Port Wakefield

Yongala
Gawler

Moonta
Quorn

Yorke Town
George Town

Mount Barker

Red Hill
BRANCHES IN WESTERN AUSTRALIA.

PERTH.
Local Director-A. R. WAYLEN, Esq., M.D. Manager-JOSEPH SMYTH, Esq.
Albany
Fremantle

Geraldton

LONDON OFFICE: 149 LEADENHALL STREET, E.C.

Director:

ABRAHAM SCOTT, Esq.
Manager–T. M. HARRINGTON, Esq.

Assistant Manager-T, F. ROBERTS, Esq.
Solicitors-MESSRS. MARKBY, STEWART & CO.
Bankers-THE BANK OF ENGLAND AND THE LONDON JOINT STOCK BANK.

AGENTS, New SOUTH WALES—The Commercial Banking Company IRELAND--The Provincial Bank of Ireland; the National

of Sydney; the City Bank; The Australian Joint Bank; the Ulster Banking Co. Stock Bank.

CAPE OF GOOD HOPE AND NATAL--The Standard Bank of QUEENSLAND– The Queensland National Bank, Limited; British South Africa, Limited. the Commercial Banking Company of Sydney.

INDIA AND CHINA--The Chartered Mercantile Bank of TASMANIA-The Commercial Bank of Van Diemen's India, London and China ; Agra Bank, Limited; Land.

Chartered Bank of India, Australia and China. NEW ZEALAND——The National Bank of New Zealand VALParaiso-F. Huth, Grüning and Co. Limited; Bank of New Zealand,

SAN FRANCISCO—Bank of British Columbia; Hellmann IJI-Bank of New Zealand.

Brog. and Co. SCOTLAND—The National Bank of Sco and.

Rio DE JANEIRO–English Bank of Rio De Janeiro.

PENINSULAR AND ORIENTAL

STEAM NAVIGATION COMPANY.

HE Company's Steamships (under contract with the Victorian Government for the convey.

ance of H.M. mails) will be despatched as under, from the Williamstown Dockyard Pier, for Ceylon, calling off Glenelg and at King George's Sound:

TH

STEAMER.

CAPTAIN.

DATE OF SAILING.

MALWA ...
W. E. Thompson ...

November 12th, 1880.
ROSETTA
A. E. Barlow

November 26th, 1880. KHEDIVE P. S. Tomlin

December 10th, 1880. BOKHARA

December 24th, 1880.
SIAM
G. N. Hector, R.N.R.

January 7th, 1880.
And thenceforward every alternate Friday, at 1 p.m.
Passengers, Cargo, and Parcels are booked through to Europe, India, China and Japan.

Liberal Reductions are made in favour of families or large parties, and Special Return Tickets for short periods are issued at Greatly Reduced Rates to passengers for Europe.

The Company's steamship AVOCĂ, Captain J. C. ALMOND, is despatched for SYDNEY on the arrival of each outward mail. For all information apply at the Company's offices, 55 Little Collins Street West, Melbourne.

FRANKLIN R. KENDALL, Agent.

RICHARD LITTLE, Merchant Tailor, Outfitter and Shirtmaker,

51 COLLINS STREET EAST, MELBOURNE. Blue Serge Sac Suits

from £2
Fancy Tweed Sac Suits ...
Fancy Iweed Trousers and Vests
Fancy Iweed Trousers
Summer Over Coats

3 1 1

12 12

1 12

6 6 6 0 6

1

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ST. HUBERT'S WINES,

In quantities to suit Purchasers, at the ST. HUBERT'S WINE CELLARS, 78 COLLINS STREET WEST

AND AT MESSRS. GRAHAM BROTHERS & CO., 91 Little Collins St. East. Sauvignon, per dozen

Red Hermitage, per dozen White Hermitage, per dozen

Burgundy, per dozen Reisling, per dozen

Gouais, per dozen Still Champagne, per dozen

Port, per dozen Chasselas, per dozen

15s. Brandy, per dozen Tokay, per dozen

DE CASTELLA & ROWAN, ST. HUBERT'S WINE CELLARS, 78 COLLINS STREET WEST.

258. 208. 208. 20s.

158, 12s, 12s. 3os, 30s.

158.

BY SPECIAL

APPOINTMENT,

J. B. MILTON & CO. MILITARY TAILORS & HABIT MAKERS, ,

No. 54 COLLINS STREET EAST.

IMPORTANT NOTICE. To Squatters, Managers of Public Institutions, Heads of Families,

AND OTHERS.

Drapery, Woollens, and Clothing, Millinery, Mantles, Fancy Goods, Silks, Dresses, Hosiery, Gloves, Umbrellas, Hats,

Ties, Portmanteaus, Travelling Rugs and Bags, and all other Goods suitable for Personal Wear and Household Use,

ARE SOLD BY

CRAIG, WILLIAMSON & THOMAS,

AT WHOLESALE PRICES,

In Retail Quantities, at their Warehouse, which they have thrown open to the general public, and now supply Families, in addition to their Wholesale Customers." The Retail Profit is thus avoided; and the saving effected by purchasers is upwards of Thirty per cent.

New Goods are received weekly by Mail and Cape Steamers, including all the Latest Novel. ties and Fashions, the first shipments of SPRING GOODS are now opened and being shown.

TERMS STRICTLY CASH.
Hours of Business, 9 a.m. to 5 p.m., Saturdays, 1 o'clock.

This is the only Establishment of the kind in the Colonies. CRAIG, WILLIAMSON & THOMAS, 14 and 16 ELIZABETH STREET, MELBOURNE.

AND COLEMAN STREET, LONDON.

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