LYELL &

GOWAN,

Accountants, Financial & General Commission Agents

46 ELIZABETH ST., MELBOURNE, AND 24 COLEMAN ST., LONDON, E.C.

ANDREW LYELL.

JOHN D. GOWAN.

GEORGE HORNE.

Estates Inspected or Wound-up.

Agents for the Sale and Purchase of Businesses.

Mortgages, Loans, Advances, Guarantees, &c., negotiated.

Professional Auditors, Arbitrators, Attorneys for Absentees, &c. Indents Executed.

THE BANK OF VICTORIA

Capital, £1,000,000, in 20,000 Shares of £50 each. Reserve Fund, £115,000.

Directors.

The Hon. HENRY MILLER, Chairman. WILLIAM LANE, Esq., Deputy-Chairman.

WILLIAM HOFFMAN, Esq.

J. K. FREYER, Esq., J,P.

Belfast.

GERMAIN NICHOLSON, Esq., J.P.
R. TWENTYMAN, Esq., J.P.

MATHESON, Esq.

Solicitors-Messrs. MOULE & SEDDON.

MELBOURNE.

H. G. SOILLEUX, Assistant Inspector of Branches.
A. B. BOYD, Assistant Inspector of Branches.

Branches.

London Office: Local Director, ROBERT SUTHERLAND, Esq.. H. L. TAYLOR, Manager.
A. K. SHEPPARD, Assistant Manager.

Geelong Branch: WILLIAM YOUNG, Manager.

With Agency at
Eldorado.

Portland.

Hamilton.

Sale.

Maldon.
Echuca.
Daylesford.
Woodspoint.
Rushworth.

Mortlake.

Inglewood.
Dunolly.
Murchison.
St. Arnaud.
Casterton.

Horsham.

Kyneton.

Seymour.

Coleraine.

Agencies.

Prahran.

Fitzroy.

Emerald Hill.

Bairnsdale.

Avenel.

Colac.

Fryerstown.

Malmsbury.

Elmore.

Maffra.

Carlton.
Wedderburn

Donald.

Swan Hill.

Rutherglen.

Shepparton.

NEW SOUTH WALES -The Australian Joint Stock Bank and Commercial Banking Company of Sydney.
QUEENSLAND - The Australian Joint Stock Bank and Commercial Banking Company of Sydney.
SOUTH AUSTRALIA -The Bank of South Australia.

WESTERN AUSTRALIA-The Western Australian Bank.

TASMANIA - Commercial Bank of Van Diemen's Land and Bank of Tasmania.
INDIA AND CHINA -Chartered Mercantile Bank of India, London, and China.
NEW ZEALAND-Bank of New Zealand and Colonial Bank of New Zealand.
AMERICA-The Bank of British North America.

KILPATRICK & CO., Manufacturing Goldsmiths, Watchmakers & Jewellers

39 Collins Street West, Melbourne.

WEDDING, BIRTHDAY, AND CHRISTENING PRESENTS. OPERA GLASSES. DRAWING AND SURVEYING INSTRUMENTS, BAROMETERS, &c. &c.

The Largest Stock of Electro-plated Goods in Australia.

THE

NATIONAL BANK OF NEW ZEALAND, LIMITED.

Incorporated under the Companies Acts, 1862 and 1867, and the New Zealand Act 1, 1873.

HEAD OFFICE. 37 LOMBARD STREET, LONDON, E.C.

Capital, 2,000,000, in 200,000 Shares of £10 each. First Issue, £1,000,000. Paid up, £350,000.

Directors:

Number of Shareholders, 1476.

DEPUTY-CHAIRMAN-DUDLEY ROBERT SMITH, Esq., of Messrs. Samuel Smith Bros. and Co., Bankers, Hull. COLONEL SIR THOMAS GORE BROWNE, C.B., K.C.M.G., formerly Governor of New Zealand.

SIR CHARLES CLIFFORD, formerly Speaker of the House of Representatives of New Zealand.

ALEXANDER GRANT DALLAS, Esq., late Governor of Rupert's Land, and late Director of the Hudson's Bay Company.

WILLIAM SMELLIE GRAHAME, Esq., late of Auckland, New Zealand,

EDWARD BRODIE HOARE, Esq., of Messrs. Barnetts, Hoares, Hanburys and Lloyd, 62 Lombard Street, E. C.,
Bankers,

CHARLES MAGNIAC, Esq., of Messrs. Mathieson and Co., 3 Lombard Street, E.C.
JOHN MORRISON, Esq., late Colonial Agent for the Government of New Zealand.
MANAGER-WILLIAM JOHNSTONE STEELE, Esq.

Agents in Australia- The Bank of South Australia; The English, Scottish and Australian Chartered Bank; The
National Bank of Australasia; The Commercial Banking Company of Sydney; The Australian Joint Stock Bank;
The Mercantile Bank of Sydney; The City of Melbourne Bank, Limited.
Agents in Tasmania-The Commercial Bank of Van Diemen's Land.

THE BANK OF NEW ZEALAND.

Incorporated by Act of General Assembly, 29th July, 1861.
BANKERS TO THE GENERAL GOVERNMENT OF NEW ZEALAND.

LONDON OFFICE, 1 QUEEN VICTORIA STREET, CITY.

In Australia: MELBOURNE, VICTORIA. SYDNEY, N.S.W.

In Fiji: LEVUKA.

NEWCASTLE, N.S.W.

The BANK OF New Zealand Grants Drafts on any of the above-named places in New Zealand and Australia and on the principal towns in Great Britain and Ireland. Receives Deposits for fixed periods. Negotiates and Collects Bills of Exchange, &c. Makes Advances against produce shipped, on receipt of Bills of Lading, Policy of Insurance, and Invoices.

Undertakes all other descriptions of Colonial Banking and Monetary Business.

THE

NATIONAL BANK OF AUSTRALASIA

Incorporated by Acts of the Victorian, South Australian, and Western Australian Parliaments.

CAPITAL

£1,000,000 IN 200,000 SHARES OF £5 EACH.

PAID-UP, £800,000. RESERVE FUND, £290,000.

Bacchus Marsh
Bairnsdale

Ballarat

Benalla

Directors:

MELBOURNE.

WM. HARE CROPPER, Esq.
R. MURRAY SMITH, Esq., M.L.A.

Chief Manager-FRANCIS GREY SMITH, Esq.

Accountant-ALFRED GREEN, Esq.

Auditors-W. H. TUCKETT, Esq.; ANDREW BURNS, Esq.
Solicitors-MESSRS. MALLESON, ENGLAND AND STEWART.
BRANCHES AND AGENCIES IN VICTORIA.

Blackwood

Bridgewater

Buninyong
Casterton

Clunes

Colac

Coleraine

Violet Town
Warrnambool

Yarrawonga

Manager—T. M. HARRINGTON, Esq.

Assistant Manager-T. F. ROBERTS, Esq. Solicitors-MESSRS. MARKBY, STEWART & CO.

Bankers-THE BANK OF ENGLAND AND THE LONDON JOINT STOCK BANK.

AGENTS.

NEW SOUTH WALES-The Commercial Banking Company
of Sydney; the City Bank; The Australian Joint
Stock Bank.
QUEENSLAND-The Queensland National Bank, Limited;
the Commercial Banking Company of Sydney.
TASMANIA-The Commercial Bank of Van Diemen's
Land.

NEW ZEALAND-The National Bank of New Zealand
Limited; Bank of New Zealand,

IJI-Bank of New Zealand.

SCOTLAND-The National Bank of Sco and.

IRELAND-The Provincial Bank of Ireland; the National
Bank; the Ulster Banking Co.

CAPE OF GOOD HOPE AND NATAL-The Standard Bank of
British South Africa, Limited.

INDIA AND CHINA-The Chartered Mercantile Bank of
India, London and China; Agra Bank, Limited ;
Chartered Bank of India, Australia and China.
VALPARAISO-F. Huth, Grüning and Co.

SAN FRANCISCO-Bank of British Columbia; Hellmann
Bros. and Co.

RIO DE JANEIRO-English Bank of Rio De Janeiro.

PENINSULAR AND ORIENTAL

STEAM NAVIGATION COMPANY.

HE Company's Steamships (under contract with the Victorian Government for the convey

despatched is

for Ceylon, calling off Glenelg and at King George's Sound:

And thenceforward every alternate Friday, at 1 p.m.

Passengers, Cargo, and Parcels are booked through to Europe, India, China and Japan. Liberal Reductions are made in favour of families or large parties, and Special Return Tickets for short periods are issued at Greatly Reduced Rates to passengers for Europe.

The Company's steamship AVOCA, Captain J. C. ALMOND, is despatched for SYDNEY on the arrival of each outward mail.

For all information apply at the Company's offices,

55 Little Collins Street West, Melbourne.

FRANKLIN R. KENDALL, Agent.

RICHARD LITTLE,

Merchant Tailor, Outfitter and Shirtmaker,

51 COLLINS STREET EAST, MELBOURNE.

ST. HUBERT'S WINES,

In quantities to suit Purchasers, at the

ST. HUBERT'S WINE CELLARS, 78 COLLINS STREET WEST

AND AT MESSRS. GRAHAM BROTHERS & CO., 91 LITTLE COLLINS ST. EAST.

DE CASTELLA & ROWAN,

ST. HUBERT'S WINE CELLARS, 78 COLLINS STREET WEST.

158.

128.

128.

338.

368.

BY SPECIAL

APPOINTMENT.

J. B. MILTON & CO., MILITARY TAILORS & HABIT MAKERS,

No. 54 COLLINS STREET EAST.

IMPORTANT NOTICE.

To Squatters, Managers of Public Institutions, Heads of Families,

AND OTHERS.

Drapery, Woollens, and Clothing, Millinery, Mantles, Fancy Goods, Silks, Dresses, Hosiery, Gloves, Umbrellas, Hats, Ties, Portmanteaus, Travelling Rugs and Bags, and all other Goods suitable for Personal Wear and Household Use,

ARE SOLD BY

CRAIG, WILLIAMSON & THOMAS,

AT WHOLESALE PRICES,

In Retail Quantities, at their Warehouse, which they have thrown open to the general public, and now supply Families, in addition to their Wholesale Customers. The Retail Profit is thus avoided; and the saving effected by purchasers is upwards of Thirty per cent.

New Goods are received weekly by Mail and Cape Steamers, including all the Latest Novelties and Fashions, the first shipments of SPRING GOODS are now opened and being shown.

TERMS STRICTLY CASH.

Hours of Business, 9 a.m. to 5 p.m., Saturdays, 1 o'clock.
This is the only Establishment of the kind in the Colonies.

CRAIG, WILLIAMSON & THOMAS,

14 and 16 ELIZABETH STREET, MELBOURNE.
AND COLEMAN STREET, LONDON.